Services

Services

Loan

Products

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General-Loan
 
(General Loan)

Designed primarily to support low-income individuals and underserved communities.

Interest rate: 28% per annum.

Repayment is made through equal principal and interest installments, either 12 times or 25 times per year.

Maximum loan amount: MMK 800,000.

 

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Staff Loan

Designed primarily for employees.

Interest rate: 28% per annum.

Repayment is made through 10 equal principal and interest installments over a 10-month period.

Maximum loan amount: MMK 2,000,000

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Extra Loan 

An additional loan facility provided to existing General Loan customers.

Repayment is made through 25 equal principal and interest installments per year.

Maximum loan amount: MMK 400,000

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Agriculture Loan
 

Designed primarily for farmers.

Loan term: 6 months.

Principal repayment is made in a lump sum at maturity.

Interest repayment options:

Interest paid every 4 weeks: 24% per annum.

Interest paid every 2 weeks: 25% per annum.

Maximum loan amount: MMK 1,000,000.

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Employee Loan
 

Available exclusively for NongHyup employees.

Interest rate: 15% per annum.

Repayment is made through 10 equal principal and interest installments over a 10-month period.

Maximum loan amount: Up to three times the employee’s basic salary.

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Individual Loan
 

Available for self-employed individuals.

Interest rate: 28% per annum.

Repayment is made through equal principal and interest installments every 4 weeks.

Loan terms: 10, 12, 18, or 24 months.

Maximum loan amount: MMK 10,000,000.

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